So you’ve finalized your summer vacation; you know how you’re getting there, where you’re staying and which clothes to bring. Is anything missing from your checklist?
As you embark on a relaxing summer vacation, or if you’re traveling at any time during the year, be sure to let us know in advance so we can prevent your Arsenal Visa® debit card and/or credit card transactions from being declined due to unusual behavior and the appearance of others fraudulently using your card(s). This will help prevent losses from occurring.
Notifying Arsenal is easy! You can call us during normal business hours at 314.962.6363 and say or press 6, then 1. If you’re visiting one of our branches before going on vacation, you can also tell us in person at any of our five locations.
Traveling with an Arsenal debit/credit card just got even better
Whether you already have an Arsenal Visa credit card in your wallet, or if you’re considering applying for one, the annual percentage rates on our credit cards* ranging from 9.90%–13.90% have been significantly reduced to either 2.49% or 5.49%, depending on your creditworthiness. This promotional rate is valid on all new purchases, balance transfers and cash advances made now through the end of this year.
If you’d rather not use your credit or debit card while traveling, you can take out a cash advance against the credit limit on your credit card at an ATM or from your favorite Arsenal branch before you leave. No worries, we don’t charge fees for cash advances or balance transfers like other lenders do.
Regardless of how you use your current credit card from Arsenal or a new one from us now through the end of this year, you will have until December 26, 2017, to pay off your balance tied to the promotional rate. On December 27, 2017, any remaining balance affected by this reduced rate will return to your standard annual percentage rate of 9.90%, 11.90% or 13.90%.
*Excludes secured cards