We’re more than just another place to borrow money from to buy a home. Think of us as your best source for mortgage information and guidance.
We’re here to help you any way we can, including giving you an idea of how much you can afford, matching you with the best type of mortgage loan based on your needs and situation, walking you through the home-buying process, and providing you with educational resources and tools.
You can easily and quickly apply for a mortgage using our online application. Our licensed loan officers will review your loan application and supporting documents to ensure your loan package is complete and as strong as possible. They’ll also be able to answer any questions you may have along the way.
Whether you need a bigger house to accommodate a growing family, want to downsize because you’re an emptynester or simply would like to move to another area, contact us for mortgage assistance.
If you are thinking of refinancing a mortgage you have elsewhere but are not sure it’s worth it, calculate how soon you will recoup the cost of refinancing through lower payments. If the cost to refinance is $2,125 and your monthly savings is $125, your breakeven point is 17 months (2,125 divided by 125). For current mortgage rates, visit MemberHomeLoan or call 314.962.6363 or 618.239.6363 and say or press 4.